You can either apply online within minutes OR email us and a consultant will help you complete your application.

Once the application process has been completed, you will be required to submit certain documentation. Once approved and your loan agreement has been signed, pay-out into your bank can be done that same day.

Our loans are initially structured over a 3-month to 24-month period to help keep your instalment, as a percentage of your revenue and profit, as low as possible. In addition, you are welcome to deposit additional capital at any point to reduce your interest charge and shorten the repayment period of your business loan.

You can also access additional funds by withdrawing additional repaid capital at any time or refinance your facility once 50% of your capital is repaid through your instalments, effectively extending the term of the loan.

We submit a daily, weekly or monthly debit order instruction depending on what terms you as the consumer would like.

We require at least one year of trading history and a turnover of more than R500 000. What you use the capital for is completely up to you.

If you are unwilling to put up potential assets as security, then the minimum qualifying criteria is a business that has been trading for a year, with a minimum yearly turnover of R500 000.

This is perhaps the most important question. We don’t believe in a one size fits all for our customers. Therefore, the more information you can give us – the better chance you have of getting a loan approved, and the more you are willing to put forward as collateral, the lower the overall interest on your loan.